It Starts Now!

I am officially on a spending ban, and I have to stick to it!  It has all finally come to a head with the hubby, and I have to do this…..  Thankfully we are not in debt, but there is nothing spare at the end of the month, and when you tally up what I have spent that I haven’t really needed to spend, how much would we have in the spare pennies pot to do things like go on[Read more]